Referencing Styles : APA When Account Owner instructs the Bank to transfer funds from his/her Bank Accounts or pay a bill through SambaOnline, Account Owner authorizes the Bank to withdraw the necessary funds from the Bank Account. Account Owneragrees that he/she will instruct the Bank to make a withdrawal only when a sufficient balance is available in his/herAccount at the time of withdrawal.The Bank will not be obligated to act on any withdrawal instruction from Account Owner if sufficient funds, includingoverdraft li … View More When Account Owner instructs the Bank to transfer funds from his/her Bank Accounts or pay a bill through Samba Online, Account Owner authorizes the Bank to withdraw the necessary funds from the Bank Account. Account Owner agrees that he/she will instruct the Bank to make a withdrawal only when a sufficient balance is available in his/her Account at the time of withdrawal. The Bank will not be obligated to act on any withdrawal instruction from Account Owner if sufficient funds, including overdraft lines of credit, are not available in the Account. In the case of transfer, the money is taken out of the Account Owner’s Account on the day the Bank electronically transmits the payment to the beneficiary. In most cases, the Account Owner specified when he/she gave the Bank his/ her instructions. If, however, the Account Owner specifies a date, which falls on a Thursday, Friday, or public holiday, the Bank will take the money out of the Account Owner’s Account and electronically transmit it to the payee on the next business day. 6. What will Samba Online Cost There are currently no service charges for Samba Online. However, Account Owner is responsible for all telephone charges incurred in connecting to Samba Online. The Account Owner is responsible for charges by any Access Service Provider. No charge is made for use of the private network connection. There may be separate charges for additional services Account Owner request on Samba Online – for example, services of other information Providers. The Account Owner will be informed of the cost of each additional service when he/she signs up for it. 7. Changes in Terms/Fees The Bank may change the Samba Online services and the terms, including fees, set forth in this Agreement at any time. The Account Owner will be notified of any such change as required, either by mail or by an electronic message. The Account Owner understands that by using Samba Online after a change becomes effective, he/she has agreed to such change. 8. Suspension The Bank may, without prior notice to the Account Owner, suspend the use of Samba Online at its sole discretion without assigning any reason. 9. Confidentiality at the Bank The Account Owner has a right to confidentiality and the Bank will not give anyone other than its employees, agents and its Head Office representatives any specific information about the Accounts except: • When the Account Owner agrees that the Bank may provide the information to others. • When the Account Owner has given the Bank as a credit reference. • When an inquiry is made regarding sufficient funds to cover a check Account Owner has written. • If the Bank closes Account Owner’s Account because it has been maintained in an unsatisfactory manner. • When the law requires the Bank to report to SAMA or any other Saudi regulatory body information requested by them in relationship to the Account. • When the Bank is required to provide the information to comply with legal process. Except as otherwise prohibited by law, Account Owner agrees that the Bank may share with other reputable firms, as the Bank deem fit, the information about Account Owner that he/she provides, or that the Bank obtains as a result of transactions or other activity, for, among other things, the purpose of offering the Account Owner products and services that the Bank believe may be of interest to Account Owner. If Account Owner do not wish to receive telephone and/or mail so